Bringing risk under control.
The ability to understand how a new deal impacts an existing book of business, from both a risk and capital perspective, is a prerequisite to the right pricing decision. We build the systems that make that possible in real time.
Portfolio management and pricing tools
We design and create portfolio management systems used to assess, quantify and roll up risk. Your purpose-built system serves as the backbone of your underwriting effort, providing deep insight into the marginal impact of deals on an existing portfolio while organizing and monitoring the work leading up to contract binding. Being able to adjust layer terms and generate a new price while on the phone with a broker can be the difference between being a lead market and not getting called at all.
Proprietary model development
Although several vendor models are available to assess the most common risks, sometimes you need greater insight. We have built everything from simple spreadsheets running parametric pricing to coastal flooding models running at 10 metre resolution, and integrated proprietary models with in-house systems to produce a holistic view of risk.
Vendor model integration, automation and blending
We work with the leading vendor models, understand their internal data structures, and extract raw data for further manipulation. Secondary uncertainty handling and model automation through APIs keeps the analysis focused on anomaly detection rather than error-prone data wrangling. We can blend results across models into a combined view, from simple approximations to event-level matching.
Cat bond management tools
We have built cat bond management tools that track security prices over time, facilitate what-if scenarios and allow construction of active portfolios, integrated with existing risk and portfolio management applications.
Or start from Foundation
Much of this capability now ships in our Foundation platform, which runs headless under your own screens. Engaging Treefrog at the beginning of a pricing-system project typically cuts development time by several fold.
AI-accelerated delivery
The plumbing at AI speed, the judgement from people who have done it.
Parsing vendor model output, generating blending and secondary-uncertainty code, drafting pricing routines against your specification and testing them against known results: AI accelerates all of it. The actuarial and underwriting judgement about what the numbers mean stays with engineers who have built these systems for 27 years.
The same senior engineers, the same standard of work, at a multiple of the old speed. How we work with AI →
Need a pricing or portfolio system?
Let's talk through what you have, what you need, and whether to build it, buy it, or build it on Foundation.