A part-time CTO who has been in the trenches.

Technology leadership for insurance startups, MGAs and InsurTechs that have not yet hired their own Chief Technology Officer.

Why insurance-specific

The provision of general CTO services is nothing new. Focusing specifically on the insurance segment, with someone who has run an IT team inside an insurer, is what adds real value. The regulatory and compliance requirements in the U.S. insurance space are unique, and preparing for them at the start gives clients a distinct advantage.

What the practice covers

Systems, processes and setup for a company at launch: architecture choices, vendor selection, data ingestion and processing, cloud infrastructure, dealing with state and insurance regulators, and integrating with carriers, MGAs and other insurance partners while executing a highly technical underwriting process.

Who leads it

The practice is led by Gustavo Loret de Mola, an IT leader with over three decades' experience, including a decade running IT for an insurer in Florida. Treefrog worked with Gustavo over many years before launching the practice together in 2023.

How it fits with the rest of Treefrog

When a startup needs something built rather than advised on, the Virtual CTO brings in Treefrog's forward-deployed engineers, FlexTech team or Foundation platform, so the plan and the build come from the same people.

Starting an insurance business?

Talk to us before you pick your first system. The decisions made in the first six months are the hardest to undo.

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